Who pays into workers' compensation?

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Workers' compensation is a type of insurance that provides wage replacement and medical benefits to employees who are injured in the course of employment. The responsibility for paying into workers' compensation typically falls on the employer. Employers are required by law to provide this coverage for their employees, which involves paying premiums to a workers' compensation insurance provider. This system is designed to ensure that employees receive necessary benefits without having to prove fault or negligence on the part of the employer.

While property owners and building contractors may have roles in the broader context of a construction project and its safety practices, it is ultimately the employer who is legally obligated to contribute to the workers' compensation fund on behalf of their employees. Employees do not pay into this fund, nor is it the responsibility of property owners or building contractors to make such payments.

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