A contractor puts in a claim under a comprehensive standard general liability policy. The claim is for a job-site accident that caused $3,000 of injuries to employees, $2,800 of injuries to a pedestrian, $3,300 damage to the contractor's equipment, and $2,750 loss of project materials purchased by the contractor. The insurance company is liable for?

In a comprehensive general liability policy, coverage is typically provided for bodily injuries and property damage caused to third parties, but not for the contractor's own property or materials. In this scenario, the injuries to the employees ($3,000) and damage to the contractor's equipment ($3,300) are losses the contractor incurs personally, and thus these would fall outside the coverage provided by the liability policy.

The claim includes injuries to a pedestrian amounting to $2,800, which could be considered a liability exposure for the contractor. Additionally, the loss of project materials is generally not covered under liability insurance, as these materials are considered the contractor's property.

Given the claims outlined, the insurance is primarily concerned with the damages done to third parties. The total liability resulting from claims against the contractor adds up to the amount related to the pedestrian's injuries ($2,800). However, various deductible clauses and coverage limits may apply based on the specifics of the policy.

In this case, because the pedestrian is the only third party with a claim, the insurance company would be liable for paying that amount minus any applicable deductibles or limits within the policy. The value above the scenario indicates a liability amount that may be limited by general liability coverage provisions or deductible